{"id":1118,"date":"2014-04-18T10:49:44","date_gmt":"2014-04-18T14:49:44","guid":{"rendered":"http:\/\/www.nationaltransaction.com\/credit-card-merchant\/?p=1118"},"modified":"2014-04-18T10:49:44","modified_gmt":"2014-04-18T14:49:44","slug":"capital-one-joins-clear-exchange","status":"publish","type":"post","link":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/capital-one-joins-clear-exchange\/","title":{"rendered":"Capital One Joins Clear Exchange"},"content":{"rendered":"
\"Mobile<\/a>

Credit: Flickr<\/a><\/p><\/div>\n

Capital One joins existing stakeholders equally owned by Bank of America, JPMorgan Chase, and Wells Fargo. Member-owner of the ClearXchange network.<\/p>\n

Capital One has taken a stake in ClearXchange, the US bank-backed clearing house for person-to-person online payments transfer.<\/p>\n

ClearXchange is the first network in the U.S. created by banks that lets customers send and receive (P2P) person-to-person payments easily and securely using an email address or mobile number.<\/p>\n

With only the recipient’s mobile number or email address, the ClearXchange network enables customers to send funds directly from their bank account to the recipient’s bank account without the need to pass on more sensitive account information.<\/p>\n

EVP of digital at Capital One, says partnering with clearXchange is another way of bringing safe and secure payments through convenient, digital channels to their customers.<\/p>\n

With membership open to banks and credit unions of all sizes, ClearXchange has so far signed up only FirstBank as its sole non-owner participant, although it nonetheless claims to represent more than 50 percent of the consumer online banking market.<\/p>\n","protected":false},"excerpt":{"rendered":"

Capital One joins existing stakeholders equally owned by Bank of America, JPMorgan Chase, and Wells Fargo. Member-owner of the ClearXchange<\/p>\n

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