{"id":2793,"date":"2015-11-03T12:29:16","date_gmt":"2015-11-03T17:29:16","guid":{"rendered":"http:\/\/www.nationaltransaction.com\/credit-card-merchant\/?p=2793"},"modified":"2015-11-03T12:29:16","modified_gmt":"2015-11-03T17:29:16","slug":"will-emv-make-you-pci-compliant","status":"publish","type":"post","link":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/will-emv-make-you-pci-compliant\/","title":{"rendered":"Will EMV Make You PCI Compliant?"},"content":{"rendered":"<p>While EMV represents a significant improvement in the way credit\/debit card fraud is detected and prevented, some have confused EMV\u2019s capabilities with the concepts of data security and PCI compliance.<\/p>\n<div id=\"attachment_1702\" style=\"width: 310px\" class=\"wp-caption alignnone\"><a href=\"http:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-content\/uploads\/2014\/06\/2906633775_72e39f2988_o.jpg\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-1702\" class=\"size-medium wp-image-1702\" src=\"http:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-content\/uploads\/2014\/06\/2906633775_72e39f2988_o-300x197.jpg\" alt=\"FCA and PCI\" width=\"300\" height=\"197\" srcset=\"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-content\/uploads\/2014\/06\/2906633775_72e39f2988_o-300x197.jpg 300w, https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-content\/uploads\/2014\/06\/2906633775_72e39f2988_o.jpg 829w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a><p id=\"caption-attachment-1702\" class=\"wp-caption-text\"><a href=\"https:\/\/flic.kr\/p\/5qRfXr\">Credit: Flickr<\/a><\/p><\/div>\n<p><strong>Does EMV override\u00a0PCI?<\/strong><\/p>\n<p>The answer is NO, EMV technology does not satisfy any PCI requirements, nor does it reduce PCI scope.<\/p>\n<ul>\n<li><em>EMV is counterfeit card fraud protection \u2013 it makes it more difficult to make use of stolen card data.<\/em><\/li>\n<li><em>EMV is not encryption \u2013 EMV does not encrypt the Primary\u00a0Account Number (PAN) and therefore the card data must still be protected according to\u00a0PCI guidelines.<\/em><\/li>\n<li><em>EMV only works for card present transactions.<\/em><\/li>\n<\/ul>\n<p>If your business accepts credit or debit cards in a physical store or other face-to-face\u00a0setting, you will need to implement the\u00a0EMV technology and PCI standards. If you upgrade your\u00a0terminals for EMV, consider adding point-to-point encryption (P2PE) capabilities to reduce PCI scope and protect data end to end. In addition, using tokens after authorization can prevent the card data from being used, should it be stolen.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>While EMV represents a significant improvement in the way credit\/debit card fraud is detected and prevented, some have confused EMV\u2019s<\/p>\n<div id=\"more-button\"><a class=\"btn btn-more excerpt-more\" href=\"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/will-emv-make-you-pci-compliant\/\">Continue Reading<\/a><\/div>\n","protected":false},"author":2,"featured_media":1400,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69,629,830],"tags":[1044,1182,1008,2878,224,2136,982,34,1245,108,913,2880,101,219,2324,2879,375,2398],"class_list":["post-2793","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-practices-for-merchants","category-emv-europay-mastercard-visa","category-payment-card-industry-pci-security","tag-card-data","tag-card-fraud","tag-card-present","tag-counterfeit-card","tag-credit","tag-data-security","tag-debit-card","tag-emv","tag-emv-technology","tag-fraud","tag-p2pe","tag-pan","tag-pci","tag-pci-compliance","tag-point-to-point-encryption","tag-primary-account-number","tag-terminals","tag-tokens"],"_links":{"self":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts\/2793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/comments?post=2793"}],"version-history":[{"count":1,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts\/2793\/revisions"}],"predecessor-version":[{"id":2794,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts\/2793\/revisions\/2794"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/media\/1400"}],"wp:attachment":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/media?parent=2793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/categories?post=2793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/tags?post=2793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}