{"id":3184,"date":"2016-04-11T16:33:40","date_gmt":"2016-04-11T20:33:40","guid":{"rendered":"http:\/\/www.nationaltransaction.com\/credit-card-merchant\/?p=3184"},"modified":"2016-04-11T16:39:29","modified_gmt":"2016-04-11T20:39:29","slug":"avoid-cnp-fraud","status":"publish","type":"post","link":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/avoid-cnp-fraud\/","title":{"rendered":"AVOID CNP FRAUD"},"content":{"rendered":"<p>Card-not-present fraud is projected to worsen. However, 3D secure technology has made progress and is gaining more and more adoption.<\/p>\n<p><strong>How can e-Commerce merchants avoid CNP fraud?<\/strong><\/p>\n<p><em><strong>Here are other ways to make card-not-present transaction safe:<\/strong><\/em><\/p>\n<p><strong>Biometrics<\/strong> &#8211; Using Fingerprint Scans and Facial Recognition or Selfie. To validate the identity of the consumer.<br \/>\n<strong>Challenge Questions<\/strong> &#8211; Such as listing your father\u2019s middle name or a fact known only to the consumer is an effectively added layer of security.<br \/>\n<strong>Location Data<\/strong> &#8211; Another way to fight against fraud is location data and the use of IP addresses to certify the location and identity of the consumer making the transaction.<br \/>\n<strong>Outsource Your Payment Platform<\/strong> &#8211; Payments pages hosted by a reputable payment service provider are much more secure.<br \/>\n<strong>One-time Passwords<\/strong> &#8211; During the checkout process, there will be a window to enter a one-time password which the consumer receives a text message on his\/her mobile phone. The consumer enters the password within a short time frame to authenticate the transaction. This solution is especially effective against cyber criminals who steal credentials.<\/p>\n<p><em><strong>For your payment services needs, give us a call at 888-996-2273<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Card-not-present fraud is projected to worsen. However, 3D secure technology has made progress and is gaining more and more adoption.<\/p>\n<div id=\"more-button\"><a class=\"btn btn-more excerpt-more\" href=\"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/avoid-cnp-fraud\/\">Continue Reading<\/a><\/div>\n","protected":false},"author":2,"featured_media":3071,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69,109,264],"tags":[2937,205,412,820,622,392,7,108,222,27,59,1809,234,212],"class_list":["post-3184","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-practices-for-merchants","category-credit-card-security","category-e-commerce-m-commerce","tag-3d-secure","tag-biometrics","tag-card-not-present","tag-cnp","tag-consumer","tag-data","tag-e-commerce","tag-fraud","tag-merchants-2","tag-payment","tag-security","tag-service-provider","tag-technology","tag-transaction"],"_links":{"self":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts\/3184","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/comments?post=3184"}],"version-history":[{"count":2,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts\/3184\/revisions"}],"predecessor-version":[{"id":3186,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts\/3184\/revisions\/3186"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/media\/3071"}],"wp:attachment":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/media?parent=3184"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/categories?post=3184"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/tags?post=3184"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}