{"id":585,"date":"2013-10-11T08:28:34","date_gmt":"2013-10-11T12:28:34","guid":{"rendered":"http:\/\/www.nationaltransaction.com\/credit-card-merchant\/?p=585"},"modified":"2013-10-11T08:28:34","modified_gmt":"2013-10-11T12:28:34","slug":"all-about-moto-merchants-and-internet-card-not-present-merchant-accounts","status":"publish","type":"post","link":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/all-about-moto-merchants-and-internet-card-not-present-merchant-accounts\/","title":{"rendered":"All about (MOTO) Merchants and Internet (Card not Present) Merchant Accounts"},"content":{"rendered":"
\"Phone<\/a>

Credit: Flickr<\/a><\/p><\/div>\n

(Moto) <\/b>Mail Order\/Telephone Order Merchant<\/b> – In the realm of credit card processing is defined as a merchant who manually keys in over 50% of their transactions and an Internet Merchant<\/b> is one who accepts transactions over the Internet via an E-Commerce<\/b> store with an online\u00a0gateway or who submits transactions manually through a Virtual Terminal.<\/p>\n

Qualified Transaction Conditions<\/strong> (For MOTO\/Internet merchants the Mid-Qualified Rate is essentially the Qualified rate as these merchants never swipe a credit card through a terminal.)<\/p>\n

One electronic authorization request is made per transaction and the transaction date is equal to the shipping date. The authorization response data must also be included in the settled transaction.<\/p>\n

Additional data (sales tax and customer code) is required in the settled transaction on all commercial (business) cards at non-Travel & Entertainment (T&E) locations.
\nThe authorization request message must include Address Verification Service (AVS), which verifies the street address and the zip code of the card holder. NOTE: The only way this happens is if your software is set up to do this, or, if you are using a terminal, then if you capture the AVS information at the time of keying in your transaction.
\nThe settled transaction amount must equal the authorized amount.
\nThe settled transaction must include the business’s\u00a0customer service telephone number, order number, and total authorized amount.
\nThe transaction is electronically deposited (batch transmitted) on or 1 day after authorization date.
\nThe transaction\/shipping date must be within 7 calendar days of authorization date.<\/p>\n

Non-Qualified Transaction Conditions<\/strong>
\nOne or more of the Qualified or Partially Qualified conditions were not met.
\nCommercial Card without the additional data.
\nThe transaction was not electronically authorized or the authorization response data was not included in the settled transaction.
\nThe transaction was electronically deposited (batch transmitted) greater than 1 day from transaction\/shipping\/authorization date, or:
\nThe VISA Infinite card was accepted.
\nCommercial Card Additional Data<\/p>\n

<\/strong>MasterCard<\/strong><\/p>\n

Corporate Data Rate II (Purchasing cards): Sales Tax and customer Code (supplied by cardholder at point of sale)\u00a0Corporate Data Rate II (Business and Corporate cards): Sales Tax International Corporate Purchasing Data Rate II: Sales Tax and Customer Code (supplied by cardholder at point of sale)<\/p>\n

The following information must also be provided: Merchant’s Federal Tax ID; Merchant Incorporation Status; and Owner’s full name if the merchant is a sole proprietor.<\/p>\n

Visa<\/p>\n

<\/strong>Purchasing cards: Sales Tax and Customer Code (supplied by cardholder at point of sale) Corporate and Business cards: Sales Tax<\/p>\n","protected":false},"excerpt":{"rendered":"

(Moto) Mail Order\/Telephone Order Merchant – In the realm of credit card processing is defined as a merchant who manually<\/p>\n

Continue Reading<\/a><\/div>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[122,264,50,450,449],"tags":[461,343,460,463,416,465,81,392,7,462,459,453,23,455,454,415,152,451,452,413,458,456,153,87,464,140,457],"class_list":["post-585","post","type-post","status-publish","format-standard","hentry","category-credit-card-processing-2","category-e-commerce-m-commerce","category-electronic-payments-2","category-internet-payment-gateway","category-mail-order-telephone-order","tag-address-verification-service","tag-authorization","tag-avs","tag-batch","tag-business","tag-corporate","tag-credit-card-processing","tag-data","tag-e-commerce","tag-electronically","tag-entertainment","tag-fax-order","tag-gateway","tag-internet","tag-internet-merchant","tag-keying","tag-mail-order","tag-moto","tag-phone-order","tag-qualified","tag-settle","tag-store","tag-telephone-order","tag-transactions","tag-transmit","tag-travel","tag-virtual-terminal"],"_links":{"self":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts\/585","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/comments?post=585"}],"version-history":[{"count":3,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts\/585\/revisions"}],"predecessor-version":[{"id":611,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/posts\/585\/revisions\/611"}],"wp:attachment":[{"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/media?parent=585"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/categories?post=585"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationaltransaction.com\/credit-card-merchant\/wp-json\/wp\/v2\/tags?post=585"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}